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You can’t afford to take a chance with your home – make sure you get independent advice that you can trust. We offer a personal and professional service to help you find the best possible mortgage to meet your requirements.
Oakmeade Financial Services specialize in providing independent mortgage and protection advice. We are based in Gloucestershire and offer our local clients either a face-to-face service or a telephone and internet service. However you prefer us to work together, you can be sure of receiving a personal and highly professional service.
Click Here to arrange contact with one of our Independent Mortgage Specialists
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Life Assurance
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What is it?
This is an insurance policy that pays a lump sum when you die.
Why would you need it?
What would be the impact on your family if you were to die? Would they be able to maintain the mortgage payments? Would there be sufficient income for them to maintain their standard of living? If the answer to either question is ‘No’, then you may need a life assurance policy.
Options
The amount of cover can be structured so that it reduces in line with a repayment mortgage or stays the same for the entire term of the policy.
If you require life cover to replace your income on your death, so that your family can maintain a reasonable standard of living, this can be arranged as a lump sum or as a monthly income until the end of the policy term. |
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