Mortgages Gloucestershire

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First Time Buyers

Self Cert / Poor Credit History

Protection

Information

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You can’t afford to take a chance with your home – make sure you get independent advice that you can trust. We offer a personal and professional service to help you find the best possible mortgage to meet your requirements.

Oakmeade Financial Services specialize in providing independent mortgage and protection advice. We are based in Gloucestershire and offer our local clients either a face-to-face service or a telephone and internet service. However you prefer us to work together, you can be sure of receiving a personal and highly professional service.

Click Here to arrange contact with one of our Independent Mortgage Specialists

Buildings and Contents Insurance
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What is it?
Insurance that will pay for repairs to the property and pay to replace your contents

Why do you need it?
How would you pay for your property to be rebuilt in the event of a fire? How would you replace your contents?

If you have a mortgage on your home, one of the mortgage conditions is that adequate buildings insurance is in place

Options
Many insurance companies offer savings if you arrange both buildings and contents cover under the same policy.

There are many options available with this type of insurance, including the ability to:

insure against accidental damage (e.g. you drop paint on the carpet whilst decorating)
insure items that you take outside of your home (e.g. laptops, jewellery, cameras etc)
take additional legal expenses cover to provide funds in the event of a legal dispute with, for instance, your neighbour or employer

Oakmeade Financial Services is an Appointed Representative of Mortgage Intelligence Ltd, which is authorised and regulated by the Financial Services Authority.

Think carefully before securing other debts against your mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. You may prefer to pay a fee for mortgage advice. If so the amount charged would depend on your circumstances but would not exceed 1% of the mortgage balance. Buy to Let mortgages are not regulated by the FSA.